2025 Simple Ira Contribution Limits Catch Up . For 2024, the annual contribution limit for simple iras is $16,000, up from $15,500 in 2023. For both 2024 and 2025, individuals are allowed up to an additional $3,500.
For both 2024 and 2025, individuals are allowed up to an additional $3,500. The contribution limit will rise to $16,500, up from $16,000 in 2024.
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